Luo Hua picked up his teacup and drank more than half of it in one go, exclaiming, “Although I suffered losses, back then I was full of confidence, following my investment philosophy. Before I realized it, I had poured all 500,000 Yuan units into my investments… I never expected that I had been far too confident!”
Luo Feng felt a knot in his heart.
500,000 Yuan units!
Was his younger brother’s loss too severe?
“Luckily, I never resorted to margin leverage or borrowed funds to chase amplified returns—I always invested only my own capital!” Luo Hua went on. “Besides, since it was my maiden venture into the market, I handpicked the top 20% of projects from countless ventures under the Virtual Universe Company and the Giant Axe Battle Arena, employing a wide-net approach to prioritize safety.”
“Ah?”
Luo Feng nodded slightly.
He somewhat understood now—it was like sharing both risk and reward with multiple projects.
“By casting a wide net and investing in the top-tier projects under the Virtual Universe Company and the Giant Axe Arena… those ventures would only collapse if humanity itself were to fall,” Luo Hua chuckled. “This approach is extremely secure, but it doesn’t yield substantial gains. After 120 years of investment, my highest return was a mere 2.3%, increasing my assets to 102.3% of the principal, while my lowest return dipped to 91.6%. Aside from the initial profitable phase, I’ve mostly been operating at a loss, rarely surpassing 98% of my original investment.”
“I once had a chat with Hong about Earth’s future, which made me reflect on investing and brought me some insights,” Luo Hua smiled. “Starting from the 122nd year of my investment, I began to change my strategy!”
“My original strategy was wrong.”
“Because selecting the best projects and spreading the net wide—that’s the most conservative and simplest method. There may be many techniques regarding investment timing and settlement periods. But those who enter humanity’s highest financial markets are likely all highly skilled. After honing my skills for over a hundred years, I’ve nearly reached my peak. What really matters now are strategy, mindset, and the occasional sudden decision!” Luo Hua laughed.
Luo Feng scratched his head and murmured, “Ah Hua, what you’re saying is quite complicated. At first, you said selecting the best projects and spreading the net wide sounded really good. But now it sounds like a foolish method.”
“Not foolish.”
“This method is safe, and as long as the timing is right, it can still generate profit. For example, earning 5% per era is already quite good,” Luo Hua shook his head. “But I’m different. I haven’t even lived 500 years yet, and I can’t stand such a dull, stagnant investment method without any fluctuations. I can endure for a year, five years, but not twenty or thirty. So I abandoned that strategy.”
“The new strategy is slightly aggressive! But it suits my personality well.”
Luo Hua smiled at Luo Feng. “Only what suits me is the best. I feel at ease with it, and in the past hundred years, my assets have risen from 96.2% to a peak of 118.1% of my principal. Recently, I just completed a transaction, and now my assets stand at 116.2% of my principal, approximately 581,000 Yuan units!”
From 500,000 to 581,000 Yuan units.
There had been many ups and downs in between.
“Thankfully, I completed the transaction just in time. One of the teams under a project I held suffered heavy losses on the battlefield beyond our domain, causing the project’s value to plummet by 60%. If I hadn’t sold in time, I would have lost another 30,000 Yuan units,” Luo Hua sighed.
…
Luo Feng listened in silence.
From all that his younger brother had said, it was easy to understand.
If one wants to chase huge profits, using a leverage model might lead to total ruin in a short time, no matter how much money one has. Even without using leverage… if all the funds are invested in just one or two projects, once those projects fail, all the money is gone—every last bit.
Of course, leverage can also bring enormous profits. For example, if Luo Hua had used five times leverage, his current assets might have already reached 900,000 Yuan units. And if he had invested all his funds in a single project, and if that project’s immortal group succeeded in obtaining many treasures within a cosmic secret realm, causing the project’s value to surge two or three times, the profit would also be massive.
But there was also the possibility of the project failing entirely.
Massive returns are a temptation. Only those who can resist temptation can survive longer in humanity’s highest financial market.
“Even if one’s mindset and skill are strong enough, some superpowers might set traps. If one accidentally falls into one, it’s all over,” Luo Hua’s eyes gleamed. “That feeling… it’s truly exhilarating.”
“Ah Hua,” Luo Feng sighed.
“Hmm?” Luo Hua put down his teacup.
“In over two hundred years, you’ve earned 81,000 Yuan units. In that same time, your older brother hasn’t earned a single unit—in fact, I’ve spent a lot,” Luo Feng sighed. “That 81,000 Yuan units you earned is roughly equivalent to one-fifth of the Black Dragon Mountain Star Region.”
“It’s mainly because you gave me such a large principal. With a small principal, one earns little and can’t even participate,” Luo Hua’s eyes sparkled. “Brother, don’t worry. After experiencing a series of small setbacks, I’ve truly integrated into this market. I can’t say I won’t suffer losses, but I can guarantee that my losses will never exceed 20%, while my profits are limitless.”
“Limitless profits? That’s quite confident,” Luo Feng laughed.
“It’s possible,” Luo Hua nodded. “Doubling or tripling my investment is possible—it all depends on my patience, my ability to seize opportunities, and my judgment.”
Luo Feng smiled. “Then I’ll be waiting.”
“My investment process over these 200 plus years is well known to the Virtual Universe Company. They even sent people to invite me to manage funds worth tens of millions of Yuan units and offered to assign a personal guard team for my protection,” Luo Hua shook his head. “But I declined, feeling that I’m not yet mature enough.”
“Oh?” Luo Feng was surprised.
Tens of millions of Yuan units—assets on the scale of a Count-level immortal.
To the Virtual Universe Company, that was indeed a drop in the ocean, but clearly, their invitation represented their confidence in Luo Hua.
In fact—
Luo Feng didn’t understand at all. To enter humanity’s highest financial market for the first time and suffer no more than a 10% loss at most, even after over 200 years, ending with a profit of 16.2%—and to compete against the universe’s most elite and terrifying investment sharks… such an achievement was astonishing!
It was no wonder the Virtual Universe Company took notice.
In fact, there are financial geniuses in the universe, but with small capital, many of them only play in low-tier investment markets. Even if their funds multiply by millions of times over their lifetime, the total scale might still be less than one Yuan unit. They may never step into the highest market.
This is the importance of principal!
With the huge principal given by Luo Feng, Luo Hua entered this market—and began to display his talent.
…
Six hours later.
After receiving a list from Babata, Luo Feng’s consciousness entered the Virtual Universe Network.
…
Virtual Universe, Crystal Island.
“Envoy.”
“Envoy.”
The members of the Qianwu Branch on Crystal Island respectfully saluted. Luo Feng quickly entered the most dazzling crystal palace on the island.
“According to the plan Babata found, purchasing various raw materials would cost approximately one-fifth of a universe crystal! But it’s still too high… To cultivate an army of a million World Blazing Kings, even if they were all the cheapest Fengying Bug Race World Blazing Kings, with each costing one-fifth of a Yuan unit, that would still require 2,000,000 Yuan units!” Luo Feng walked on the ground entirely made of crystal, his footsteps echoing in the corridor.
“No good!”
“The price is too high. I only have a little over 200 Yuan units left. I can’t afford to spend like this anymore. I would have to ask my brother for money in the future,” Luo Feng thought to himself. “Besides, what I really want is to create Tiger Beetle Bug Race.”
Tiger Beetle Bug Race has strong defense and attack!
Even powerful immortals can kill far fewer Tiger Beetle Bug Race than Fengying Bug Race.
“Thunder Count,” Luo Feng pushed open the door.
“Luofeng, why are you looking for me? Rare indeed,” the ape-like Thunder Count with a face full of monkey hair smiled as he approached.
“There’s an important matter,” Luo Feng said.
“Speak,” the ape Thunder Count smiled. “You and I can speak directly.” He wasn’t afraid of Luo Feng having something to ask him, but rather feared Luo Feng wouldn’t ask for his help.
“It’s like this, I have a friend who is an immortal, and he has a bug race hive,” Luo Feng smiled. “Therefore, we need to purchase some raw materials or buy bug race corpses. You are the head of the Qianwu Branch Commercial Department, so you must be familiar with these matters. Is there any way to save money?”
This was Luo Feng’s strategy: first let Babata search the network for market conditions, then come to ask Thunder Count.
“Cultivating a bug race hive?” the ape Thunder Count sighed. “Your friend must have some ability. Bug race hives are very rare and in high demand at auctions, and they are difficult to control.”
“I want to know about the raw materials and bug race corpses,” Luo Feng quickly asked.
“Haha…”
The ape Thunder Count laughed. “If you buy raw materials through the Virtual Universe Network from various markets, the market price won’t be much cheaper. In fact, the best way to buy raw materials is… directly acquire some companies! For example, companies that specialize in processing spaceship wrecks. If you buy the company, all the spaceship wrecks under the company naturally belong to you! As long as you accurately investigate the company’s internal details and make the purchase, you might only need to spend one-third to one-tenth of the direct purchase cost. It all depends on your ability to find good companies.”
Luo Feng’s eyes lit up.
“As for buying bug race corpses, it’s simple. All the debris and garbage from the battlefield outside the domain will be transformed by the cosmic void and directly sent to the ‘Garbage Star Region,'” the ape Thunder Count smiled. “All kinds of debris, various corpses, broken objects, etc., including the debris of shattered planets, are transferred to the Garbage Star Region. A large number of personnel are stationed there for classification and then sold.” The ape Thunder Count smiled. “If you want to buy bug race corpses, just go directly to the Garbage Star Region.”
Luo Feng’s eyes lit up.
“Some immortals, relying on their connections, directly approach some officials in the Garbage Star Region through irregular means, such as bribery, and then take away large quantities of bug race corpses,” the ape Thunder Count sighed. “This is really too much! It’s completely undermining the Virtual Universe Company. They should buy through proper channels.”
After speaking, the ape Thunder Count winked at Luo Feng and gave him a meaningful look.
Luo Feng immediately smiled.
The ape Thunder Count was implying to him… to use internal connections, find people to bribe, and then obtain a large number of bug race corpses at a low price.
However, since this was within the ‘Virtual Universe Network,’ such things couldn’t be said outright. But this kind of implication was almost equivalent to directly stating it… although the Virtual Universe Company turned a blind eye to such matters as long as they weren’t openly violating the rules.
“Oh, the Garbage Star Region consists of nine star regions. The endless space of the nine star regions is specifically used to store countless debris and corpses sent from the battlefield outside the domain, including various warship wrecks, puppet wrecks, giant weapon wrecks, planet wrecks, etc.,” the ape Thunder Count smiled. “This Garbage Star Region, the ‘Nine Star Regions,’ Luo Feng, you just need to look it up to know. Oh, you might not be too familiar with that. I’ll give you a Virtual Universe Network number; it’s a responsible person there who is a good friend of mine. Just say I introduced you. Knowing him… it will be more convenient for you to go there.”
After speaking, the ape Thunder Count winked again and gave another meaningful look.
“Alright,” Luo Feng smiled and nodded.
He naturally understood.
As long as he went through this person, he could obtain a large number of bug race corpses.
…
The day after meeting Thunder Count, Luo Feng took Dylan and departed Earth aboard the Yunkemo Star spaceship, heading for one of the Nine War Debris Star Regions—the ‘Wulong Star Region.’
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