Chapter 343: Younger Brother Luo Hua

“How come there’s no mention of Three-Axe Mountain?” Thunder God suddenly asked.

Luo Feng was taken aback. Indeed, the voices calling out belonged to five factions: Hundred-Tiger Mansion, North Dragon City, Black Cloud Association, the Sacred Land ‘Black Dragon Mountain,’ and the Sacred Land ‘Ice Sea Divine Nation.’ There was no mention of Three-Axe Mountain.

“Maybe we should ask He Ruo,” Hong said.

“Yeah,” Thunder God nodded in agreement.

“Nanhe, Aogu, you two help guard,” Luo Feng instructed.

Immediately afterward, Luo Feng, Hong, and Thunder God closed their eyes and entered the virtual universe network.

In the virtual universe, on the Black Dragon Mountain island, in the Nine-Star Bay residential area.

“Crazy, crazy, crazy!” Luo Hua frantically rubbed his hair, clearly distressed. He sat at a round table with his father Luo Hongguo and mother Gong Xinlan, sipping tea in their backyard garden.

“Xiaohua, what’s troubling you so much?” Luo Hongguo smiled, holding his teacup.

“It doesn’t make sense! It doesn’t make sense! It should have surged! The volume relationship, the capital flows in other investment markets, and judging from the momentum, there should definitely be movement—either a major crash or a surge! It shouldn’t be this stagnant!” Luo Hua groaned in frustration. “Now I have to pour more money into the Donghua Star Region. How could this happen? How could this happen?! I can’t keep up! I can’t keep up!”

“What are you talking about, Xiaohua?” Gong Xinlan chuckled.

“The capital utilization rate is wrong!” Luo Hua looked up at Gong Xinlan. “Mom, don’t interrupt me, okay? I’m thinking!”

“Back on Earth, weren’t you the financial wizard who could control the markets? What’s wrong now? You were so confident last night at dinner,” she teased.

“It’s different.”

Luo Hua shook his head. “Any operation must first establish your own operating system. Earth’s financial investment operations are vastly different from those in the universe. It’s like the difference between a two-dimensional and a three-dimensional world. In the virtual universe, I can invest in many places—Black Dragon Mountain Star Region, Donghua Star Region, and even other cosmic nations.”

“Some supreme warriors in combat could bring an entire empire to its knees.”

“So investing here is complex and changes rapidly!”

“It’s like Earth’s stock market, where you only get a super bull market every ten years. But in the universe, it’s different. Different cosmic nations have different economic conditions—one might be a religious state, another an imperial system. If Earth’s financial market is like a gentle stream, the cosmic financial market is a sea raging with twelve-level typhoons!”

“Full of danger, but also full of opportunity!”

“A skilled investor can multiply their capital a thousandfold in ten or fifteen days!”

“Likewise, even an expert can be wiped out in a single strike if ambushed,” Luo Hua shook his head. “Right now, I’m still a small-time player, just tagging along behind others.”

“Still a small-time player?” Luo Hongguo widened his eyes. “Didn’t you say your principal has multiplied tenfold in just a few months?”

“Only tenfold in a few months? That’s pretty average,” Luo Hua replied. “The universe financial market changes much faster—hundreds or even thousands of times faster than Earth’s market! And it’s hundreds or thousands of times more dangerous! I’m being cautious for the sake of ‘principal safety,’ so tenfold in a few months is just average. But from yesterday to today, I lost 30%, about 2 billion Qianwu Coins.”

“What?” Luo Hongguo and Gong Xinlan were stunned.

2 billion Qianwu Coins!

Luo Feng had once given Luo Hua 500 million Qianwu Coins, which Luo Hua had turned into nearly 10 billion at its peak.

“Don’t worry, I’m actually pretty stable,” Luo Hua shook his head, then grinned at his parents. “But honestly, Mom and Dad, I think the universe financial market is where the real excitement is. It’s truly magnificent, like riding the waves. It’s exhilarating!”

“You call this exhilarating? You just lost 2 billion Qianwu Coins! Your brother only spent 2.1 billion Qianwu Coins to purchase Earth!” Luo Hongguo clearly sounded rather frustrated.

Stunned by the number 2 billion.

“2 billion Qianwu Coins isn’t that much.”

Luo Hua shook his head with a chuckle. “Mom, Dad, you need to expand your horizons! In the cosmic financial markets, some supreme tycoons can even manipulate the rise and fall of mid-tier stellar empires. Their fortunes defy comprehension. Even certain celestial overlords dabble in these affairs. The currents here run unfathomably deep.”

“I’m still just a small fry. The minimum entry threshold for inter-cosmic financial investment markets is 1 billion Qianwu Coins. If it weren’t for the money my brother gave me, I’d still be stuck in this cosmic nation, unable to even enter many investment markets.”

Suddenly—

In the garden in front of the three houses, Luo Feng, Hong, and Thunder God appeared one after another. Their three families were all built on the same plot of land.

“What do you mean, the minimum threshold is 1 billion Qianwu Coins?” Luo Feng walked over.

“Brother,” Luo Hua quickly stood up. “I just ran into a little trouble and lost some money.”

“How much did you lose?” Luo Feng sat down casually, picked up a teacup, and took a sip.

Now that the factions in the Realm Within a Realm were all trying to recruit people, Luo Feng wasn’t too concerned about gathering his team.

“About 2 billion Qianwu Coins,” Luo Hua said.

“Spit!”

A mouthful of tea sprayed out, drenching Luo Hua.

“Brother—” Luo Hua looked helplessly at Luo Feng.

“How much did you say? 2 billion Qianwu Coins?” Luo Feng’s eyes widened. Damn it, he had to consider prices even when buying metal. His first payment from his teacher was only 10 billion Qianwu Coins. Eventually, he spent it all on buying Earth, spaceships, slaves, planetary defense systems, and giving each of his brother, Hong, and Thunder God a sum. Now he had less than 5 billion left himself.

Of course, he had made a big fortune in the Realm Within a Realm.

“Brother, don’t overreact, okay?” Luo Hua quickly said. “I still have more than 3 billion left.”

“More than 3 billion Qianwu Coins? You’re sure it’s Qianwu Coins?” Luo Feng widened his eyes.

“Yeah! Qianwu Coins!” Luo Hua nodded.

“Damn!”

Luo Feng’s eyes widened again. At this moment, Hong and Thunder God also walked over. Hong smiled, “Luo Feng, why don’t you contact He Ruo? What are you talking about?”

“My brother is messing around with cosmic financial investments and lost 2 billion Qianwu Coins,” Luo Feng said. Hong and Thunder God were instantly stunned.

“Then he still has more than 3 billion left. Let me clarify—I only gave him 500 million Qianwu Coins.”

Hong and Thunder God stared at Luo Hua.

“Why are you all staring at me like that?” Luo Hua felt a bit confused. “It’s normal! Investment depends on the principal!”

“If you start with 1 billion Qianwu Coins and it multiplies fivefold, you get 5 billion.”

“But if you start with 100 billion and it multiplies fivefold, you get 500 billion,” Luo Hua explained. “The larger the principal, the more you can earn. Of course… losses can be just as devastating. My job is to try to minimize the losses, reduce them as much as possible, and maximize the gains!”

Luo Feng, Hong, and Thunder God exchanged glances.

“Beep!”

“Your account has received a deposit of 4 billion Qianwu Coins.” A screen appeared in front of Luo Hua, displaying an email. Luo Hua was taken aback.

“Don’t look—this one’s for you,” Luo Feng said, looking at Luo Hua.

“Brother, you’re giving me so much?” Luo Hua quickly said. “I can’t guarantee no losses, though. The cosmic financial market changes quickly. I can only guarantee… that the principal might lose up to 30% at most.” Luo Hua and Luo Feng were brothers, and he was naturally gifted, having absorbed the wisdom of many Earth investment masters. On Earth, he was undoubtedly a financial wizard who could control the markets.

Perhaps Earth’s financial market was still immature compared to the cosmic one.

But in terms of ideas and philosophy, many investment concepts and ancient wisdom passed down on Earth were indeed unique. At least Luo Hua, who had only recently entered the cosmic financial investment market, had quickly adapted and achieved success. Occasionally stumbling, he would learn from his mistakes, refining his investment strategies.

As Luo Hua put it, “Only by experiencing repeated failures and continuously learning can one become stronger. The cost of failure must be controlled, and one must be prepared for setbacks. Never let a single failure knock you down.”

“Only a 30% loss? Go ahead and do it,” Luo Feng smiled.

“This financial investment really can double your money, but the losses are also terrifying. Still… my younger brother does have a real talent in this area,” Luo Feng thought to himself. “Hmm, from now on, I’ll transfer 30% of the funds I earn to my younger brother for investment. I believe this will help him go even further and higher!”

After finishing his conversation with his brother, Luo Feng, Hong, and Thunder God contacted He Ruo again.

“Luo Feng, Hong, Thunder God, seeing you three makes me so happy!” On the screen, He Ruo was visibly excited. “So many people in the Realm Within a Realm died tragically. So many, many people.”

“We’re happy to see you too,” Hong smiled.

“He Ruo, are the major organizations now recruiting free adventurers?” Luo Feng asked.

“Yes.”

He Ruo nodded. “Our North Dragon City, Hundred-Tiger Mansion, Black Cloud Association, and the two Sacred Lands are all recruiting free adventurers! To compete for the treasure, you first need enough manpower!”

“Three-Axe Mountain isn’t recruiting?” Thunder God asked.

“No, Three-Axe Mountain is different from the other three factions. They proclaim themselves as the pinnacle among the four great organizations! They don’t nurture young talents—the minimum entry requirement for Three-Axe Mountain is ‘Cosmic-Level.’ Since they don’t train novices, within this Realm Within a Realm, only a handful of Three-Axe Mountain’s elite disciples occasionally appear. Their numbers are too sparse to constitute a formidable force,” He Ruo elaborated.

Luo Feng, Thunder God, and Hong understood.

Since they don’t cultivate young talents, the Three-Axe Mountain faction naturally had very few participants in the probationary trial. No wonder even ‘Mingyu’ had approached him.

“So, it’s mainly the five of us competing,” He Ruo continued with a smile. “Luo Feng, we’ve now roughly confirmed the location of the treasure. However, the five factions are keeping each other in check, so we’re all desperately trying to recruit free adventurers. Luo Feng, you should join our North Dragon City. Even temporarily joining would be fine.”

Luo Feng, Hong, and Thunder God were somewhat surprised.

“You’ve confirmed the location of the treasure?” Luo Feng and Thunder God almost said in unison.

“Yes,” He Ruo nodded. “We’re about 90% certain the treasure is there. Right now, the five factions are all watching it! If you don’t join one of the five factions, you won’t even get a chance to enter.”

“Oh?”

Luo Feng and the other two slightly nodded, exchanging glances. They had already made their decision.